Your small business clients? Do they know about this powerful tax strategy?

13th Sep 2021

Cash Balance plans for small business clients?


Do you have high-income clients with very small businesses or professional practices?

We have made Cash Balance retirement plans for micro businesses (<10 employees) easy to open and manage. Cash Balance plans may allow clients to contribute and deduct $150,000+ annually for themselves. By combining with a 401(k), we usually can limit the costs to them for employee benefits.

Prospective clients for Cash Balance plans:
  • Professional Practices, Partnerships, Profitable Businesses with 2-10 employees
  • Owners age 40+ years of age
  • Annual income of $150,000
  • 401(k) clients who want to contribute and deduct more each year
Do your small biz clients need more than a SEP-IRA or 401(k)?

A Cash Balance plan may allow small business owners to contribute 2-3 times the amount they might otherwise contribute to a SEP or 401(k), simultaneously reducing the employee contribution liability. Our Cash Balance Resource Kit gives you everything you need to inform your clients about the benefits of these high-contribution plans.

As always, we’re happy to answer any questions. Call us at 866-269-2706.


All the best,

Gary Rosen

Gary Rosen
Dedicated Defined Benefit Services, part of FuturePlan by Ascensus


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