In uncertain times, which recession-proof jobs should you be targeting?

27th Jun 2022

Which are the top industries?


We know that recent media coverage about the economy can scare some clients – and even make them want to put their retirement plans on hold. While no job is truly recession-proof, we recommend Defined Benefit and Cash Balance retirement plans for your clients in industries that are not easily impacted by an economic downturn. These include occupations like:

Medicine – including anesthesia, dentistry, plastic surgery, psychiatry and tele doctors

Consulting – including management consulting, IT consulting and environmental consulting

Law – including medical attorneys, intellectual property attorneys, and tax attorneys


The 3 key benefits of Defined Benefit plans for high-income professionals (who are typically owner-only, owner + spouse or family business) include:

1. They potentially allow the highest tax-deductible contributions – averaging $100,000+ each year.

2. They can provide tens of thousands of dollars in tax savings.

3. They can help clients build wealth for the future — regardless of the economy or time of year.


There are many other high-income occupations that can benefit from these plans — any time of year and in any type of economy like farmers, software developers, engineers, and more. You can provide high-income clients certainty during uncertain times by recommending a high-contribution retirement plan. As always, contact us with any questions at 866-269-2706.

Best regards,

Gary Rosen
Dedicated Defined Benefit Services, part of FuturePlan by Ascensus


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