Frequently Asked Questions

    • Is there a ceiling (or a floor) on how much my investments can earn?

      Your Defined Benefit plan places no restrictions on investment volatility. You and your investment advisor are responsible for selecting and managing your investments. If your investments earn above the assumed rate of return, your required contributions will decrease. If they earn below the assumed interest rate, your required contributions will increase.

    • What happens if my investment performance is greater than the actuarial assumed interest rate?

      If the investments earn more than the assumed interest rate in the plan, the maximum contribution allowed will be reduced. If this continues over time, you will be required to make lower contributions into the plan to achieve the goal.

    • Is there a ceiling (or a floor) on how much my investments can earn?

      Your Defined Benefit plan places no restrictions on investment volatility. You and your investment advisor are responsible for selecting and managing your investments. If your investments earn above the assumed rate of return, your required contributions will decrease. If they earn below the assumed interest rate, your required contributions will increase.

    • What happens if my investment performance is greater than the actuarial assumed interest rate?

      If the investments earn more than the assumed interest rate in the plan, the maximum contribution allowed will be reduced. If this continues over time, you will be required to make lower contributions into the plan to achieve the goal.

    • Is there a ceiling (or a floor) on how much my investments can earn?

      Your Defined Benefit plan places no restrictions on investment volatility. You and your investment advisor are responsible for selecting and managing your investments. If your investments earn above the assumed rate of return, your required contributions will decrease. If they earn below the assumed interest rate, your required contributions will increase.

    • What happens if my investment performance is greater than the actuarial assumed interest rate?

      If the investments earn more than the assumed interest rate in the plan, the maximum contribution allowed will be reduced. If this continues over time, you will be required to make lower contributions into the plan to achieve the goal.

    • Is there a ceiling (or a floor) on how much my investments can earn?

      Your Defined Benefit plan places no restrictions on investment volatility. You and your investment advisor are responsible for selecting and managing your investments. If your investments earn above the assumed rate of return, your required contributions will decrease. If they earn below the assumed interest rate, your required contributions will increase.

    • What happens if my investment performance is greater than the actuarial assumed interest rate?

      If the investments earn more than the assumed interest rate in the plan, the maximum contribution allowed will be reduced. If this continues over time, you will be required to make lower contributions into the plan to achieve the goal.

    • Is there a ceiling (or a floor) on how much my investments can earn?

      Your Defined Benefit plan places no restrictions on investment volatility. You and your investment advisor are responsible for selecting and managing your investments. If your investments earn above the assumed rate of return, your required contributions will decrease. If they earn below the assumed interest rate, your required contributions will increase.

    • What happens if my investment performance is greater than the actuarial assumed interest rate?

      If the investments earn more than the assumed interest rate in the plan, the maximum contribution allowed will be reduced. If this continues over time, you will be required to make lower contributions into the plan to achieve the goal.

    • Is there a ceiling (or a floor) on how much my investments can earn?

      Your Defined Benefit plan places no restrictions on investment volatility. You and your investment advisor are responsible for selecting and managing your investments. If your investments earn above the assumed rate of return, your required contributions will decrease. If they earn below the assumed interest rate, your required contributions will increase.

    • What happens if my investment performance is greater than the actuarial assumed interest rate?

      If the investments earn more than the assumed interest rate in the plan, the maximum contribution allowed will be reduced. If this continues over time, you will be required to make lower contributions into the plan to achieve the goal.

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