Go back to Email ArchiveWhat retirement plan is the right fit for small business clients?
18th Nov 2025
Finding the right retirement solution for your clients is the key to developing and maintaining a healthy client roster. Each client comes to you with their own unique scenario that requires a different strategy.
For small business clients, here are three ways to help them achieve their goals given their circumstances.
| Plan Type | Potential candidates |
| 401(k) | Independent self-employed individuals making less than $100,000, under age 35. |
| Defined Benefit Plan | Self-employed, age 35+, $100,000+/annually looking to maximize retirement savings and save on taxes. |
| Cash Balance Plan | Small profitable business owners with 1-5 employees, age 35+, interested in making larger contributions, has cash flow for 5+ years, willing to make limited contributions for employees. |
Learn more about these effective retirement options on our site:
| REVIEW RETIREMENT PLAN OPTIONS |
Tools to help you sell
Browse our library of marketing tools to help you understand the differences of these plans and to communicate the benefits to clients
| SALES AND MARKETING MATERIALS |
Contact our defined benefit specialists.
We can create custom proposals and design plans to fit your client’s situation.
Call us toll free at: 1-866-269-2706 or email us at dbplans@dedicated-db.com.
Best regards,
Raymond Lee
Director of Sales | Dedicated Defined Benefit Services, part of FuturePlan by Ascensus
E raymond.lee@dedicated-db.com
P (866) 269-2706
www.dedicated-db.com
