Cash Balance Plans at a Glance

21st Jul 2016

Business Team

OwnersPlus Logo

Offer a simplified, high contribution retirement program for profitable businesses with 2-10 employees. OwnersPlus combines a cash balance plan with a safe harbor 401(k).

Click here for OwnersPlus Advisor Overview


Who is Eligible?

Professionals, Partnerships and Small business owners with just a few employees, who want to make large tax-deductible contributions – often $150,000+ for themselves, while controlling the cost of covering employees.


Medical Office TeamMedical Practice with 1-10 Employees

Doctor is able to contribute $192,380, or 93% of OwnersPlus contribution, for herself

Read More


Business Partners4 Business Partners, No Employees

Partners want different contributions based on compensation and cash flow

Read More

Examples are based on specific assumptions and used for illustration only.
Can you think of a client who might qualify?
OwnersPlus Program Overview

For You:

Program Overview for Advisors
Learn more about the advantages of cash balance plans for you.
Download this program overview

For Your Clients:

OwnersPlus Brochure

Client Brochures
Introduce cash balance to your clients in layman’s terms. Request brochures at no cost – we’ll drop them in the mail for you this week.Â

OwnersPlusTM works best for clients who:

  • Are age 40+
  • Have profitable businesses with 1-10 employees
  • Want to make larger, tax deductible contributions than allowed in SEP-IRA or 401(k)
  • Expect to have the cash flow to make contributions for 5+ years
  • Are willing to make limited contributions on behalf of employees

Have a prospect?

Request an Illustration to estimate your clients’ contribution for themselves and their employees, tax savings, projected accumulation, and annual benefit at retirement.

Learn More

To learn more about how OwnersPlus works or who’s eligible, please visit our website.

Visit Our Website

Contact Us

Call 866-269-2706 or Email

As always, our defined benefit consultants are available to discuss your client’s situation and let you know if our plans might fit.

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