Our mission is simple: to help high income clients keep more of their earnings each year by offering the best, most tax-efficient retirement programs approved by the IRS.
In 2001, with the passage of the Economic Growth Tax Relief Reconciliation Act (EGTRRA), we were the first to recognize the opportunity to create a defined benefit plan tailored to the needs of high income small business owners. Within a couple of years, we had developed streamlined private-label programs for a number of large financial institutions to offer to business owners, including Hartford, Legg-Mason, UBS, Pioneer Funds, OppenheimerFunds, and AXA, among others. And, as the industry evolved, we were approached to offer plans through many independent broker-dealers and Registered Investment Advisors (RIAs) and even directly, to CPAs and business owners themselves.
Over the past fifteen years, as regulation changed, as the economy has risen and fallen and risen again, our company has continued to grow and to provide defined benefit, cash balance, and one person 401(k) plans to thousands of high income professionals, small business owners and individuals with self-employment income.
Based in San Francisco and Glendale, California, Dedicated Defined Benefit Services is the leading national third-party administrator of defined benefit plans for 1-10 employee companies. We provide a unique integrated solution to support Financial Advisors and their clients nationwide with training, online marketing materials, “concierge” sales support and deep defined benefit expertise and experience for plan administration.
I’m so proud of our company – how much we’ve grown and how our team — which is so diverse — works together to meet the goals of our clients. And by clients I mean financial advisors and CPAs as well as business owners
Successful entrepreneur and business innovator with 30 years of experience building businesses and marketing financial services. Ms. Shapiro is CEO and co-founder of Dedicated Defined Benefit Services, a third-party administrator of defined benefit and cash balance plans. Shapiro also co-founded Leaffer Shapiro, an online marketing and consultancy for financial service institutions. Prior to starting her own companies, Shapiro worked for Bank of America for 18 years, her last position as Senior Vice President and Director of Online Channel Management. In 1994 she was part of a small pioneering team that created the first web site for a money center bank in the world. Shapiro has a Ph.D. in Communications Research from Stanford University and a Bachelor of Arts in Cognitive Psychology from Columbia University. She was an acting assistant professor at Stanford University and contributed to several books on research methodology.
Working with talented people who help drive strong results year after year is very rewarding.
Richard Collins is recognized leader in the pension industry and has a long track record of success in managing third-party administration companies. Prior to co-founding Dedicated DB, Mr. Collins was President of RC & Associates, a consulting firm that worked with pension firms across the United States. Before that, Mr. Collins was President and CEO of Associated Pension Consultants, a top-ranked, third-party administration firm. While at Associated Pension Consultants, he grew the firm into the largest third-party administrator in the West, with more than 4,000 plans. Mr. Collins is an Accredited Pension Administrator (APA) since 1993 and a former President of the National Institute of Pension Administrators (NIPA) from 1997-1998. In 2004, he received the NIPA’s Lifetime Achievement Award for his many years of volunteer service and contributions to the pension industry. He is also a member of the American Society of Pension Actuaries (ASPA). Mr. Collins earned a Bachelor of Arts Degree in Economics and Political Science from California State University, Chico. He completed graduate studies in political economy at Leeds University, England.
I take pride that Dedicated DB is the number one go-to firm for most major financial institutions when it comes to small defined benefit and cash balance plan solutions.
I like helping people hold on to more of what they earn and plan for the day when they either cannot or no longer wish to work.
I love the variety of people and business situations with which I get to interact and ultimately help to create a beneficial tax deferred retirement plan.
What I like best as an employee of Dedicated DB is working with a talented and wonderful group of individuals who have the same common goal: maintain high values and excellent customer service.
I love helping clients solve complicated problems. I also like explaining how their plans work to them. They usually say, “No one ever told me that before!”
I love that ideas are heard and appreciated. I love that I am able to assist in creating systems to grow the company and facilitate the necessary work.
I love the opportunity to make things happen! To create processes and develop people, which in turn allows us to provide top level service to clients and allow them achieve their financial goals.
I completely enjoy helping clients understand their retirement plan from inception and helping them save money for retirement.
I love building a long term relationship with clients and helping them achieve their goals of retirement.
One of the best things about working at Dedicated DB is the opportunity to communicate with our clients and the streamlined efficiency of company operations.
One of the best things about working here is having the ability to work with people that have the same goals and values; which is to serve with excellence, integrity and intelligence to help our clients reach their retirement needs.
I work with an awesome team and am surrounded by people with a vast amount of knowledge. Although we are all working on different clients/projects, we are one big team aimed at providing top-notch customer service.
I appreciate my managers. They are very supportive and open to feedback.
I enjoy working with our sales team and consultants on technical issues. I enjoy the more challenging complex components of defined benefit plan topics.
I enjoy being able to help my clients fulfill their financial needs.
Keeping up with IRS code can be taxing, profitable
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